P&T · Eligibility Check
P&T Eligibility Checker
Permanent & Total status unlocks CHAMPVA, free dental, property tax exemptions, and ends future re-evaluations. See if you qualify.
What makes a rating "P&T"?
Two conditions must both be true:
- Total: 100% schedular OR 100% via TDIU
- Permanent: Conditions are not expected to improve (no scheduled future re-exams, age 55+, or static conditions like amputation)
Benefits unlocked at P&T
- CHAMPVA health insurance for spouse and kids
- DEA Chapter 35 education benefits for dependents
- State property tax exemptions (varies by state)
- Free dental care at VA
- No more re-exams — your rating is permanent