2026 VA rates · 2.8% COLA · New: 2027 rates with the 3.6% COLA
SMC ยท 2026 Rates

Special Monthly Compensation

Extra VA pay on top of your regular disability for serious injuries, loss of a limb, blindness, daily care needs. Per 38 USC 1114.

Your SMC level
Not sure which level? See the plain-English guide below. VA assigns the level, this tool estimates the pay.
Family
Dependents are added at the same amounts as a 100% rating.
Extras (optional)
Extra SMC-K awards on top of your level (up to 3 total). With L through N½, the total is capped at the O rate. K cannot be added to O, R or T.

SMC levels in plain English

SMC stacks on top of your base disability pay. If you haven't already, start with your combined rating to know your base before adding SMC.

K
You've lost one body part, a hand, foot, eye, or reproductive organ, or can't use it. Stacks on regular pay.
S
"Housebound." You have one 100% rating plus 60% more, or you can't really leave your house.
L
Loss or loss of use of both feet, or of one hand and one foot, blindness in both eyes (light perception only), being permanently bedridden, or needing regular aid and attendance.
M, N
More severe losses, such as both hands (M) or both arms at the elbow, both legs near the hip, or total blindness (N).
½ steps
Intermediate rates (L½, M½, N½) when you have an extra loss that falls between two levels.
O
The most serious combinations, such as paraplegia with loss of bowel and bladder control, or two separate disabilities that each qualify for L.
R-1
You qualify for O (or N½ plus K) and also need regular aid and attendance.
R-2
You meet R-1 and need a higher level of in-home care from, or supervised by, a licensed health professional.
T
Traumatic brain injury that requires aid and attendance, for veterans who do not qualify for R-2. Paid at the R-2 rate.

Common questions

What is SMC?

Special Monthly Compensation (SMC) is extra VA pay on top of regular disability for severe service-connected conditions. Authorized by 38 USC 1114.

Can SMC-K stack with my regular pay?

Yes. SMC-K is a flat add-on for loss/loss of use of one body part. Each one you've lost adds another SMC-K bonus.

What's the difference between SMC and TDIU?

SMC is for severe physical conditions. TDIU is for when you can't work due to service-connected conditions. They can apply together. Use the TDIU eligibility checker to see if you qualify.

What SMC level qualifies for Aid & Attendance?

SMC-L is the entry level for Aid & Attendance, covering veterans who need help with daily activities such as dressing, bathing, or feeding. SMC-R1 and R2 cover higher care needs including skilled nursing. Each level has a defined 2026 monthly rate calculated by this tool.