Special Monthly Compensation
Extra VA pay on top of your regular disability for serious injuries — loss of a limb, blindness, daily care needs. Per 38 USC 1114.
SMC levels in plain English
- K
- You've lost one body part — a hand, foot, eye, or reproductive organ — or can't use it. Stacks on regular pay.
- S
- "Housebound." You have one 100% rating plus 60% more, or you can't really leave your house.
- L
- You've lost use of one hand or one foot (or equivalent), or you require regular Aid & Attendance.
- L½ – N½
- Steps between major levels (e.g., loss of one hand + one foot).
- O
- The most serious combinations — both hands and blindness, etc.
- R-1
- You're at O level AND need regular aid & attendance.
- R-2
- The top level — daily skilled medical care from a nurse.
Common questions
What is SMC?
Special Monthly Compensation (SMC) is extra VA pay on top of regular disability for severe service-connected conditions. Authorized by 38 USC 1114.
Can SMC-K stack with my regular pay?
Yes. SMC-K is a flat add-on for loss/loss of use of one body part. Each one you've lost adds another SMC-K bonus.
What's the difference between SMC and TDIU?
SMC is for severe physical conditions. TDIU is for when you can't work due to service-connected conditions. They can apply together. Use the TDIU eligibility checker to see if you qualify.
Related tools
VA Disability Calculator
Combined ratings, bilateral factor, and dependents.
CalculateTDIU Eligibility
100% pay rate if you cannot work because of conditions.
CheckAid & Attendance
Pension for veterans needing daily care.
OpenBack Pay Calculator
Retroactive pay from your effective date.
Calculate